Take Root Investments LLC. is a professional accredited investor group that specializes in commercial property investments and service business acquisitions. Our team of experienced investors leverages their expertise to identify and capitalize on lucrative opportunities in the commercial real estate and service business sectors.
1. High-Yield Savings Accounts or CDs (Certificates of Deposit) -A certificate of deposit (CD) is a savings account that pays interest on a fixed amount of money for a set period of time. In exchange for leaving your money in the CD, the bank pays you interest at fixed rate
- Risk: Low
- Return: Low
- These are safe choices, especially if you need cash liquidity. High-yield savings accounts and short-term CDs offer a stable but modest interest return.
2. Dividend-Paying Stocks or ETFs (Exchange-Traded Funds) - A certificate of deposit (CD) is a savings account that pays interest on a fixed amount of money for a set period of time. In exchange for leaving your money in the CD, the bank pays you interest at a fixed rate
- Risk: Medium
- Return: Variable
- Investing in stocks or ETFs that pay dividends can provide a steady income stream. Reinvesting dividends can compound returns over time, but the stock value may fluctuate.
3. REITs (Real Estate Investment Trusts) - REITs, or real estate investment trusts, are companies that own or finance income-producing real estate across a range of property sectors. These real estate companies have to meet a number of requirements to qualify as REITs. Most REITs trade on major stock exchanges, and they offer a number of benefits to investors.
- Risk: Medium
- Return: Medium
- REITs offer exposure to the real estate market and pay out at least 90% of taxable income as dividends, providing regular cash flow
4. Peer-to-Peer Lending Platforms - also known as P2P lending this is essentially crowdfunded lending with promised upon returns and terms at commencement of the deal.
- Risk: Medium to High
- Return: Medium
- By lending money through these platforms, you can earn interest. It involves more risk due to potential borrower defaults.
5. Bonds or Bond Funds - individual bonds may be suitable for investors with a long-term investment horizon, a higher risk tolerance and the desire to actively manage their investments.
- Risk: Low to Medium
- Return: Low to Medium
- Bonds provide regular interest payments, with government and municipal bonds being the safest, and corporate bonds carrying more risk but potentially higher returns.
When investing, it's vital to diversify your investments to manage risk and consider seeking advice from a financial advisor to tailor your strategy to your individual needs and circumstances. Keep in mind that all investments carry risks, and it's important to understand these before allocating your funds